Credit Services Incorporated
304 Quincy Street
Hancock, Michigan 49930
Toll Free: 800.522.5346

Credit Services Incorporated
PO Box 577
Iron Mountain, Michigan 49801


 Check Recovery
Returned checks cost businesses like yours over 18.5 billion dollars a year. Check Recovery Service from CSI helps businesses solve their bounced check problems. Best of all, you do not invest valuable resources to collect the money that is yours.

Here are the advantages of using our Check Recovery Service
  • It's a free service for you.
  • Better than 80% collection success history.
  • Our staff handles your check writer in a professional and courteous,
    yet firm manner so you maintain customer goodwill.
  • The check writer pays all service fees and bank fees;
    your company recovers 100% of the face value of the check.
  • Our Check Recovery Service frees up your personnel, leaving
    the collecting to the professionals at CSI.

National Check Network (NCN) provides a database that consists of a nationwide network of companies that specialize in check verification and check collection. Each member of NCN has negative and positive databases that are pooled into a single central database that is shared by all members nationwide. NCN is one of the top five verification systems in the nation based on volume, as reported by the Nilsson Report.

CSI is a member of National Check Network (NCN), a nationwide check verification system. Some of NCN's features include the following:

  • National verification with local recovery.
  • A national database that is always current, as it is updated daily.
  • Customized verification by store location.
  • Velocity by number and dollar amounts.
  • The ability to cross-reference velocity between stores, merchants, specific areas, etc.
  • Flexible velocity limits for each location even each lane within a store.
  • The ability to lease or buy equipment.
  • Support for all standard verification and reader equipment.
  • Fully redundant equipment setup.
  • Maintenance and support of the system.
  • Customized reports.

Merchant participation builds a local database as well as giving you access to data on bad check writers from across the country. Merchants can now accept out-of-town checks using National Check Network. You don't have to "cross your fingers" and hope the check is not returned.